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Holiday Points Relief Guide: Quick Ways to Use Points for Last-Minute Gifts and Expenses

Holiday Points Relief Guide: Quick Ways to Use ...

Lisa Bauman

The holidays arrive on schedule. Your budget doesn't always cooperate. But if you've been earning credit card points, you're sitting on hidden relief.

Holiday Points Relief Guide: Quick Ways to Use ...

Lisa Bauman

The holidays arrive on schedule. Your budget doesn't always cooperate. But if you've been earning credit card points, you're sitting on hidden relief.

Modern renovated kitchen with planning materials representing strategic home improvement financing with credit card points

The Big Purchase Strategy: How to Turn Home Imp...

Lisa Bauman

Your refrigerator dies. Your HVAC needs replacing. But big purchases aren't just expenses. They're opportunities to fund future travel. Here's how.

The Big Purchase Strategy: How to Turn Home Imp...

Lisa Bauman

Your refrigerator dies. Your HVAC needs replacing. But big purchases aren't just expenses. They're opportunities to fund future travel. Here's how.

Happy family of four enjoying beach vacation together representing affordable family travel funded through points strategy

The Family Travel Formula: How to Fund Vacation...

Lisa Bauman

Family vacations should not require choosing between making memories and protecting your financial future. There's a formula that funds both.

The Family Travel Formula: How to Fund Vacation...

Lisa Bauman

Family vacations should not require choosing between making memories and protecting your financial future. There's a formula that funds both.

The New Retirement Math: Why Cash Isn't the Whole Story

The New Retirement Math: Why Cash Isn't the Who...

Lisa Bauman

Retirement has changed. The old formula was simple: save enough money, invest conservatively, withdraw 4% annually, and hope it lasts. But that math assumes your only asset is cash in...

The New Retirement Math: Why Cash Isn't the Who...

Lisa Bauman

Retirement has changed. The old formula was simple: save enough money, invest conservatively, withdraw 4% annually, and hope it lasts. But that math assumes your only asset is cash in...

The Quiet Cost of Rising Prices and How to Protect Your Budget

The Quiet Cost of Rising Prices and How to Prot...

Lisa Bauman

If your budget feels tighter this year, you're not imagining it. Everything costs more—groceries, gas, insurance, utilities. And if you're in or nearing retirement, these rising costs aren't just inconvenient....

The Quiet Cost of Rising Prices and How to Prot...

Lisa Bauman

If your budget feels tighter this year, you're not imagining it. Everything costs more—groceries, gas, insurance, utilities. And if you're in or nearing retirement, these rising costs aren't just inconvenient....

When Costs Rise Faster Than Income: How Your Points Portfolio Quietly Protects Your Budget

When Costs Rise Faster Than Income: How Your Po...

Lisa Bauman

Rising costs don’t have to shrink your lifestyle or sabotage your retirement plan. Here’s how a well-built Points Portfolio becomes practical protection when expenses climb faster than income.

When Costs Rise Faster Than Income: How Your Po...

Lisa Bauman

Rising costs don’t have to shrink your lifestyle or sabotage your retirement plan. Here’s how a well-built Points Portfolio becomes practical protection when expenses climb faster than income.