About Unchained Plans

The Strategy Behind Your Freedom Fund

I started Unchained Plans with a simple idea: the money you already spend should be working harder for you. Not through penny-pinching or complicated spreadsheets — but through a quiet system that builds value in the background.

Unchained Plans helps you turn everyday purchases into a Points Portfolio: a second balance sheet that grows toward whatever freedom means to you. Travel, retirement, a home project, or simply having options — your spending can fund more than you think when it has a plan.

This isn’t “travel hacking.”
It’s smarter living with the resources you already have.

Meet Lisa Bauman

I’m Lisa Bauman — former CFO, lifelong optimizer, and someone who spent years helping companies build systems that quietly compound in their favor.

Then I realized my own points were expiring, scattered, and doing nothing for my life.

So I took the same logic I used in billion-dollar boardrooms and redesigned it for real adults with real lives. If you’re juggling work, family, aging parents, college costs, or planning for retirement, you don’t need another project — you need a system that works without micromanaging it.

That’s what I teach:

calm, strategic, no-nonsense ways to turn everyday spending into future value.

No overwhelm. No hype. Just practical steps that make your life easier.

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How I Work With You

I approach your financial life the way I approached corporate finance: every dollar has a job, even the ones you spend.

Here’s what that means when you’re here:

1. Simple, Quiet Systems > Hustle

Your Points Portfolio runs in the background so you don’t have to chase bonuses or memorize rules.

2. Your Life Sets the Strategy

Travel, retirement, a new kitchen — whatever your goal is, the system adjusts to you. Not the other way around.

3. No Stress, No Shaming

This isn’t about cutting back. It’s about making your spending work smarter.

4. One-to-One Guidance

I talk to you like a friend who knows the numbers — calm, clear, and practical.

5. Real Results You Can Feel

Your points start funding things that matter: trips, upgrades, breathing room, peace of mind.

Learn How It Works

FAQs About Unchained Plans

Get to Know Unchained Plans

Is this just about travel?

Not anymore. Travel is one outcome, but your Points Portfolio can fund anything: retirement travel, home projects, gifts, upgrades, annual expenses, or simply a financial cushion.

Do I need a lot of credit cards for this to work?

No. In fact, most people need fewer than they think. The goal is alignment — the right cards for your goals, not the most cards.

Is this complicated? I don’t want another “project.”

Good. I don’t want you managing another project. My entire approach is built on systems that run quietly so you can live your life while your portfolio builds value in the background.

Does this replace traditional saving or investing?

No — it complements them. Think of your Points Portfolio as a side fund that lightens the load on your cash and savings.

Is Unchained Plans right for me?

If you’re a Gen X or early Boomer adult who likes strategy, hates waste, and wants more ease and options in the next chapter of life, then yes — this system is built for you.